Craft Your Score.
Build Your Future.
Whether you are working to address questionable credit reporting, recover from identity theft, resolve banking-report concerns, establish stronger credit habits, or prepare for an important financial goal, ScoreCraft Credit Solutions provides a clear strategy and an actionable path forward.
Personalized Strategy
Every client begins with an individualized review and plan based on their profile, concerns, and objectives.
Transparent Process
Clients receive clear information about the service process, completed work, and recommended next steps.
Education-Focused
We help clients better understand the factors affecting their credit and financial readiness.
Secure Client Experience
Sensitive client activity is handled through approved secure systems rather than ordinary public forms or email.
Credit Repair Is Only One Part of the Plan
A stronger credit profile requires more than generic correspondence. ScoreCraft combines detailed analysis, organized credit-restoration assistance, identity-theft support, banking-report assistance, responsible credit-building education, and funding-readiness preparation.
Our goal is to help clients understand where they are, what may be holding them back, and what practical steps should come next.
Understand the Profile
Review the information currently affecting the client's credit or banking-report profile.
Create the Strategy
Identify priorities and organize a personalized action plan based on the client's concerns and objectives.
Prepare for What Comes Next
Help the client develop responsible habits and prepare for future financial opportunities.
Solutions Crafted Around Your Goals
Choose a focused service or begin with a consultation to determine which ScoreCraft solution may best fit your situation.
ScoreCraft Essentials
A comprehensive credit-profile analysis and personalized written action plan.
$149 one-time
Due after the completed analysis and written plan are delivered.
- Credit-profile review
- Credit-factor analysis
- Utilization review
- Priority assessment
- Personalized written action plan
ScoreCraft Restore
Personalized assistance addressing information that may be inaccurate, incomplete, obsolete, duplicated, mixed, unauthorized, or otherwise questionable.
$299 per completed service cycle
Invoiced after the applicable service-cycle work is completed.
- Personalized restoration strategy
- Qualifying reporting review
- Appropriate correspondence preparation
- Response analysis
- Updated client action steps
ScoreCraft Identity Shield
Structured identity-theft and fraud-recovery assistance for qualifying consumer-reporting concerns.
Starting at $699
Final scope and price are disclosed in writing before work begins. Payment is due after the defined package is completed.
- Identity-theft assessment
- Fraud-account inventory
- FTC report preparation assistance
- Fraud-block documentation guidance
- Personalized recovery roadmap
Banking Report Assistance
Assistance with qualifying ChexSystems, Early Warning Services, fraud-related deposit-account, and banking-report concerns.
Starting at $599
Final scope and price are disclosed in writing before work begins. Payment is due after the defined initial package is completed.
- ChexSystems review
- Early Warning Services review
- Deposit-account reporting assessment
- Supporting-document checklist
- Appropriate correspondence preparation
ScoreCraft Builder
A personalized plan for responsible positive-credit development and account management.
$249 one-time
Due after the completed credit-building plan is delivered.
- Utilization strategy
- Payment organization
- Secured-card education
- Credit-builder account education
- Six-month roadmap
ScoreCraft Funding Prep
A customized readiness roadmap for a mortgage, automobile, personal-funding, or business-funding objective.
Starting at $499
Due after the completed readiness roadmap is delivered.
- Readiness analysis
- Utilization targets
- Inquiry assessment
- Documentation checklist
- Application-timing strategy
ScoreCraft Complete
A premium combination of restoration assistance, responsible credit-building strategy, and funding preparation.
$399 per completed service cycle
Invoiced after the applicable service-cycle work is completed.
- Restoration strategy
- Credit-building guidance
- Credit-factor review
- Utilization planning
- Funding-readiness preparation
Consumer credit-restoration and related reporting services are invoiced only after the applicable contracted service, package, review, or service cycle has been completed.
ScoreCraft Credit Solutions does not guarantee a deletion, credit-score increase, bank-account approval, financing approval, credit limit, loan amount, interest rate, or completion timeframe.
Where Credit Strategy Meets Execution
Every client's situation is different. The ScoreCraft process is designed to move from understanding the current profile to creating an organized strategy for what comes next.
Review
We assess the client's current credit profile, reporting concerns, banking-report concerns, and financial objectives.
Strategize
We identify priorities and create a personalized ScoreCraft action plan based on the client's circumstances and goals.
Address
We assist with qualifying consumer-reporting concerns, supporting documentation, and appropriate correspondence.
Build
We help develop responsible credit-management, payment, utilization, and account-planning strategies.
Prepare
We help organize the client's profile, priorities, and documentation for the next financial objective.
Banking Reports Can Affect Your Financial Access
Credit challenges are not limited to the three nationwide credit bureaus. ChexSystems, Early Warning Services, and other deposit-account reporting may affect a consumer's ability to open or maintain checking and savings accounts.
ScoreCraft helps clients understand qualifying banking-report concerns, request available consumer disclosures, organize supporting documentation, and prepare appropriate correspondence.
Final scope and price are disclosed in writing before work begins. Payment is due after the defined initial package is completed.
ChexSystems Review
Review qualifying information appearing in a ChexSystems consumer disclosure.
Early Warning Services Review
Help clients understand qualifying information reported through Early Warning Services.
Fraud-Related Accounts
Organize concerns involving unauthorized or unfamiliar deposit-account activity.
Reporting and Denial Concerns
Review qualifying reporting issues connected to bank-account denials, closure reasons, balances, or mixed information.
ScoreCraft Credit Solutions is not affiliated with ChexSystems, Early Warning Services, any bank, or any specialty consumer reporting agency. ScoreCraft does not guarantee removal or bank-account approval.
When Identity Theft Affects More Than Your Credit
Identity theft can affect credit reports, creditors, collection accounts, deposit accounts, and specialty consumer reports. An organized recovery process helps clients identify affected information, assemble appropriate documentation, and determine practical next steps.
ScoreCraft helps clients organize qualifying identity-theft concerns and prepare an individualized recovery roadmap.
Final scope and price are disclosed in writing before work begins. Payment is due after the defined package is completed.
Situation Assessment
Review the general identity-theft concern and identify the reporting systems or accounts that may be involved.
Fraud-Account Inventory
Organize qualifying unfamiliar, unauthorized, or fraud-related accounts and reporting concerns.
Documentation Guidance
Provide guidance related to appropriate fraud documentation, FTC report preparation, and supporting records.
Recovery Roadmap
Create an organized plan for correspondence, follow-up, recordkeeping, and future protection steps.
ScoreCraft Credit Solutions is not a law firm and does not provide legal representation.
Do not send Social Security numbers, complete account numbers, passwords, identity documents, FTC reports, police reports, or other sensitive records through ordinary public forms or email.
Prepare Before You Apply
A stronger application begins with understanding the current profile, identifying potential obstacles, organizing documentation, and choosing an appropriate application strategy.
ScoreCraft Funding Prep provides a personalized readiness roadmap designed around the client's intended financial objective.
Mortgage Ready
Review credit-profile organization, utilization targets, debt-to-income preparation, inquiry awareness, documentation, account stability, and application timing.
Auto Ready
Review credit-profile readiness, down-payment preparation, utilization, inquiry planning, preapproval preparation, financing awareness, and budget alignment.
Personal Funding Ready
Review the credit profile, income documentation, existing obligations, utilization, inquiry timing, loan purpose, and payment-plan considerations.
Business Funding Ready
Review personal credit readiness, business foundation, business banking, documentation, revenue organization, application sequencing, and funding-purpose preparation.
Funding preparation does not constitute a loan offer, lender approval, credit decision, or guarantee of financing.
ScoreCraft Credit Solutions does not guarantee approval, a credit limit, loan amount, interest rate, lender decision, or funding timeframe.
Built to Repair. Designed to Grow.
ScoreCraft Business Solutions helps entrepreneurs establish a professional digital presence through custom business websites, lead-generation systems, customer portals, administrative dashboards, and customized business workflows.
Custom Business Websites
Professional, mobile-responsive websites designed around the business's brand, services, and customer journey.
Lead-Generation Systems
Structured inquiry forms, lead pipelines, appointment workflows, and follow-up tools designed to support business growth.
Customer Portals
Branded customer experiences for account access, status updates, document workflows, and secure communication when included in the approved project scope.
Business Workflow Systems
Administrative dashboards, intake processes, internal workflows, notifications, reporting, and customized web applications.
ScoreCraft Web Launch
Starting at $1,495ScoreCraft Web Growth
Starting at $2,995ScoreCraft Web Pro
Starting at $5,500ScoreCraft Portal+
Starting at $8,500Final website-development pricing and timelines depend on the approved scope, required functionality, content readiness, and third-party services. Domain registration, hosting, premium subscriptions, and external services may be billed separately.
Activate Your Credit Monitoring
Already working with ScoreCraft or instructed to activate your monitoring? Enroll in ScoreFusion to securely access your three-bureau credit reports and scores throughout the credit-repair process.
ScoreFusion Three-Bureau Credit Monitoring
Secure access to your Experian, Equifax, and TransUnion credit reports and scores.
Credit monitoring is a separate service and does not enroll you in ScoreCraft's credit-repair program. New clients should begin with a credit consultation.
New here? Request a Credit ConsultationClear Answers Before You Begin
Understanding the process is an important part of making an informed decision. Review answers to several common questions about ScoreCraft services.
Already a ScoreCraft Client?
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Ready to Begin Your Credit Strategy?
Schedule a credit consultation to discuss your goals and explore a strategic path forward.
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